Terms of Service
Milton Financial Market Research Institute ©
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE SUBSCRIBING TO Milton Financial Market Research Institute (THE “NEWSLETTER”). BY SUBSCRIBING TO, AND ACCESSING THE NEWSLETTER YOU AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO THE TERMS SET FORTH BELOW.
Acceptance of Terms
Welcome to Milton Financial Market Research Institute, the electronic newsletter service. These Terms and Conditions are an agreement between you (“you”) and Milton Financial Market Research Institute, regarding your subscription to the Newsletter. Subscribing to, and accessing the Newsletter signifies your acceptance to be bound by these terms and conditions.
Milton Financial Market Research Institute may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of the Newsletter means that you accept any new or modified terms and conditions.
Financial Information Disclaimer
The Newsletter and all accompanying or related materials such as the weekly updates (collectively, the “Newsletter Service”) is for general information purposes only. The information provided has not taken your personal circumstances into account. You therefore agree that all commentary and statements of opinion made in the Newsletter Service is: (a) general information only and not intended as personalized investment advice; and (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, or sponsorship of any entity or security by Milton Financial Market Research Institute.
One of the principal tenets here at The Institute is that the best person to handle your finances is you. By your use of the Newsletter Service, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that The Milton Financial Market Research Institute, employees, contractors, agents and affiliates will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our the Newsletter Service. IF YOU NEED OUTSIDE ASSISTANCE PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS RECOMMENDED THAT YOU SEEK ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. THE INSTITUTE DOES NOT PROVIDE ANY PERSONAL INVESTMENT OR OTHER PROFESSIONAL ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, OR SECURITY.
You further acknowledge and agree that any request for information by you is unsolicited and any response by Milton Financial Market Research Institute will not constitute or be construed as investment advice.
All Newsletter returns are hypothetical and based on the percentage change between the stock price at the time of recommendation and the current or sell price (if the position has been closed) at the time of publication. Brokerage, taxes and any other associated costs are not taken into account.
Please remember that investments can go up and down. Past performance is not necessarily indicative of future returns. Performance figures are not intended to be a forecast and we do not guarantee the performance of, or returns on any investment.
When subscribing to the Newsletter, you will need to provide us with your name, email address, billing and shipping address and if applicable, your credit card information. You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up-to-date, Milton Financial Market Research Institute reserves the right to cancel your subscription.
Payment: Automatic Renewal
Prices published on miltonfmr.com are quoted in US dollars. The amount and type of tax you will be charged will depend on the address you provide. You can pay for your subscription by credit card or via Stripe. If you choose to pay for your subscription through Stripe, once you have provided us with the requisite information, you will be transferred to the Stripe website where you can complete your purchase. Please note that once you are on the Stripe site you will be subject to Stripe’s policies and terms of service, which are completely outside of Milton Financial Market Research Institutes control.
Subscription fees are due in advance and your membership will automatically renew for the annual or other subscription period you originally signed up for, until you notify us of your decision to terminate your membership. We reserve the right to increase the Newsletter’s fees or institute new charges upon reasonable notice. Accordingly, you agree that your membership fee will be billed automatically at the beginning of each renewal period at the Newsletter’s then-current rate.
Trial Periods and Cancellation
The Newsletter may on occasion provide a trial offer. Only one such trial may be taken per household and per email address at any given point in time. In addition, there is a limit of one trial per person and per email address in any six-month period unless otherwise stated in the offer. If you do not cancel your subscription within the trial offer period, your credit card or Stripe account will be charged.
You may cancel your membership at any time and receive a pro-rated refund for the remainder of your subscription term.
In the event that we cease publishing the Newsletter, you agree that Milton Financial Market Research Institute may transfer your subscription to another service of equal or greater value. Of course, you may cancel your membership to the new service at any time and receive a pro-rated refund for the remainder of your subscription term.
Access to the Newsletter
Access to the Newsletter is strictly limited to paying members and those individuals with trial offers as set forth in these terms. At the time of subscribing, you will also be asked to create a password. You will need this password in order to access the Newsletter. You agree not to forward the Newsletter and any related content to any third party without Milton Financial Market Research Institute’s written permission.
You also agree not to access this website and the Newsletter by any other means other than through the interfaces we provide for use.
Any materials downloaded in breach of these terms and conditions, remain the property of Milton Financial Market Research Institute. We reserve the right to take any necessary action in response to a violation of the above rules.
Trading and Disclosure Rules
Milton Financial Market Research Institute strives to operate with the highest level of integrity and minimize any potential conflicts of interest. With that in mind, all Milton Financial Market Research Institute employees and contractors are subject to a code of conduct and rules governing their personal trading activities. With respect to the Newsletter, employees may not trade based upon any knowledge of an upcoming recommendation by the Newsletter and they must wait at least two full market days after the Newsletter has been published before trading in any recommended security. In addition, the Newsletter advisors may not make any trades that are inconsistent with the Newsletter’s recommendations (in other words, buy a stock that the Newsletter recommends selling or sell when the Newsletter recommends a buy).
Milton Financial Market Research Institute is a bunch of investors writing for investors and as such, the writers (and/or the company, its parent or affiliates) may own stocks mentioned by the Newsletter. Any ownership interest in stocks discussed in a Newsletter issue will be disclosed in that issue.
Conduct and your Responsibilities
You may not use or allow others to use your subscription to:
- Upload, post or otherwise transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
- Post or transmit any material that you don’t have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
- Post, transmit, or link to sexually explicit material;
- Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
- Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
- Offer, sell, or buy any security;
- Post or transmit any file that contains viruses, corrupted files, “Trojan Horses,” or any other contaminating or destructive features that may damage someone’s computer;
- Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
- Use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites;
- Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems; and
- Take any action that damages or disrupts the functioning of our systems.
Milton Financial Market Research Institute may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above provisions or otherwise taking an action disruptive to the Service.
You are responsible for statements made and actions taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.
If you see something that you feel is a violation of these terms please notify us by emailing [email protected]
Disclaimer of Warranties
The Newsletter bases its recommendations and forecasts on techniques and publicly available information believed to be reliable in the past and at the time of publication. However, Milton Financial Market Research Institute makes no warranty as to the completeness, accuracy or usefulness of the information presented. ACCORDINGLY, YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(a) ALL SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE MILTON FINANCIAL MARKET RESEARCH INSTITUTE MAKES NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE NEWSLETTER SERVICES. YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF THE NEWSLETTER AND THE ACCURACY OR COMPLETENESS OF ITS CONTENT.
(b) TO THE MAXIMUM EXTENT PERMITTED BY LAW, MILTON FINANCIAL MARKET RESEARCH INSTITUTE MAKES NO WARRANTY THAT THE QUALITY OF THE NEWSLETTER SERVICE WILL MEET YOUR EXPECTATIONS OR THAT SUCH CONTENT WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND THAT ANY ERRORS WILL BE IMMEDIATELY CORRECTED.
(c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE NEWSLETTER SERVICE IS DONE AT YOUR OWN RISK AND DISCRETION AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OR DOWNOLAD OF SUCH MATERIAL.
Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT WILL MILTON FINANCIAL MARKET RESEARCH INSTITUTE BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES, AND ANY DAMAGES FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER MILTON FINANCIAL MARKET RESEARCH INSTITUTE HAS BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES PROVIDED HEREUNDER.
The Newsletter Service’s Content is protected by international copyright, trademark and other intellectual property laws and is the property of the Milton Financial Market Research Institute. “Content” means any information, mode of expression, or other material found in the Newsletter including without limitation our writings, graphics and all other features.
The Newsletter Service is intended for individual, non-commercial use only. You may download or print one copy of any material. Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without Milton Financial Market Research Institute prior written permission.
If you are using Stripe to pay for your subscription, Stripe is processing the payment and we do not have access to your credit card information. Accordingly, you agree that Milton Financial Market Research Institute has no responsibility or liability for Stripes’s privacy practices.
This Agreement is concluded in English.
If any provision in these Terms and Conditions is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This agreement is and always will be governed by the laws of the United States of America. You agree that the proper forum for any claim arising thereunder will be the U.S. Court for the District of Delaware.