Disclaimer

Important Information

Nothing presented herein is, or is intended to constitute, investment advice, nor sales material, and no investment decision should be made based on any information provided herein. Information provided reflects Milton Financial Market Research Institute LLC views as of a particular time. Such views are subject to change at any point and Milton Financial Market Research Institute LLC shall not be obligated to provide notice of any change. Any securities information regarding holdings, allocations and other characteristics are presented to illustrate examples of the types of investments or allocations that Milton Financial Market Research Institute LLC may have bought or pursued as of a particular date. It may not be representative of any current or future investments or allocations and nothing should be construed as a recommendation to purchase or sell a particular security or follow any investment strategy or allocation. Any forward-looking statements or forecasts are based on assumptions and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. While Milton Financial Market Research Institute LLC has used reasonable efforts to obtain information from reliable sources, we make no representations or warranties as to the accuracy, reliability or completeness of third-party information presented herein. No guarantee of investment performance is being provided and no inference to the contrary should be made. There is a risk of loss from an investment in securities. Past performance is not a guarantee of future performance.

Index Disclosures

The Standard & Poor’s 500 Index (S&P 500) is an index of 500 stocks chosen for market size, liquidity and industry grouping, among other factors. The S&P 500 is designed to be a leading indicator of U.S. equities and is meant to reflect the risk/return characteristics of the large cap equities.

Companies included in the index are selected by the S&P Index Committee, a team of economists at Standard & Poor’s. The S&P 500 is a market value weighted index – each stock’s weight is proportionate to its market value.

In calculating the changing value of this capitalization-weighted index, also called a market value index, stocks with the greatest number of floating shares trading at the highest share prices are weighted more heavily than stocks with lower market value.

This can mean that a relatively few stocks have a major impact on the movement of the index at any point in time. The stocks included in the index, their relative weighting, and the number of stocks from each of the sectors vary from time to time, at S&P’s discretion.

Risk Disclosures

Investing involve risks including the possible loss of principal.

The Institute utilizes an investing style that favours our proprietary algorithms and when out of favour may underperform alternate investing styles. Small and medium-sized companies may be more vulnerable to adverse business or economic events, and thus a greater risk, than stocks of larger companies. The portfolios may invest in foreign securities that can be more volatile and less liquid than domestic securities.

Milton Financial Market Research Institute LLC

Many of the securities contained within this newsletter mentioned are analyzed, recommended and transacted in by the Institute and/or its associated persons for client and personal accounts. All Milton Financial Market Research Institute LLC employees are subject to a Code of Ethics, which prohibits, among other things, insider trading.

Past-Specific Recommendations

Investment recommendations provided herein are subject to change at any time. Those recommendations provided herein are provided for informational purposes only and are not provided as a recommendation to buy or sell any one security. Past and current recommendations that are profitable are not indicative of future results, which may in fact result in a loss.

Performance and characteristics of our Reports are subject to risks and uncertainties. The assets selected for listing and discussion in the Reports were based on proprietary analytical work performed by the Institute, and not based on performance, meaning that they are chosen irrespective of profits or losses. The securities presented do not represent all of the securities bought, sold or recommended.

Subscriptions

Milton Stock Newsletter is published monthly, with ad-hoc updates for market moving stock news, exclusive research and ongoing support for our subscribers.

Hedge Fund Analysis updated quarterly, ad hoc updates and ongoing support for our subscribers. The Report covers the hedge fund industry. We offer this service to individual investors and professional investors with sub accounts for their employees.

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Your Service includes emails from the service, which include market research, and other important stock news. There is no opt out choice available for these emails. Of course, you can always opt-out of our marketing emails.

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The Milton Financial Market Research Institute LLC reserves the right to increase a Service’s fees or institute new charges upon reasonable notice. Service fees are due in advance. You may cancel your membership at any time.

From time to time, Milton Financial Market Research Institute LLC offers its premium services through third party vendors. In such cases, the vendor’s refund policy would apply and may differ from the Fool’s standard policy.

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In the event that we terminate a Service, you agree that Milton Financial Market Research Institute LLC may transfer your subscription to another Service of equal or greater value. Of course, you may cancel your membership to the new Service at any time and receive a pro-rated refund.

Unless stated otherwise, membership to any Service is for online and/or electronic access only. Certain promotions may offer features that are issued in physical form. Shipping of any goods or service associated with these promotions is limited to the US/APO. Physical fulfillment of goods or services not specifically mentioned in a promotion is at the sole discretion of Milton Financial Market Research Institute LLC.

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You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: “Copyright 2017 [or whatever the current year is] Milton Financial Market Research Institute LLC All rights reserved.” Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without Milton Financial Market Research Institute LLC prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication.

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Disclaimer of Warranties and Liabilities

Milton Financial Market Research Institute LLC provides a very broad range of information and commentary via its many Services. Consequently, as a result of the diverse opinions of our staff, a Milton Financial Market Research Institute LLC Service may, from time to time, take actions or issue recommendations with regard to specific securities that are different from those taken or issued by another Service we provide.

Additionally, we’re not investment advisors and we cannot provide personalized advice. We can’t know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. If you want personal advice, then you should seek a registered investment advisor.

Milton Financial Market Research Institute LLC may partner with third parties in order to make buying our service’s recommendations easier for you. We will not, and cannot, trade on your behalf at your brokerage. Only you can decide whether or not a stock is right for you and you agree to be liable for any trades you initiate at your brokerage using tools that we or our partners provide.

Milton Financial Market Research Institute LLC does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. And although we have the hardest-working, most talented techies in the business, Milton Financial Market Research Institute LLC makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we’re not making any promises or warranties except that we’ll do our best to provide interesting and helpful information, education, and entertainment. Other than that, we reserve the right to be wrong, stupid, or even foolish (with a small “f”).

Now what does all this mean? It means that you agree that under no circumstances will Milton Financial Market Research Institute LLC, its employees, or its agents be liable for direct, indirect, incidental, consequential, punitive or any other type of damages resulting from your use, purchase, or downloading of any material on our Websites, or arising from or related to these Terms or the Privacy Policy, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services. This disclaimer of liability does not apply in New Jersey.

One of the principal tenets here at Milton Financial Market Research Institute LLC  is that the best person to handle your finances is you. By your use of our Services, you’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Milton Financial Market Research Institute LLC, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services. Milton Financial Market Research Institute LLC relies on various sources of information that we believe to be accurate and reliable. But we can’t and won’t take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember: All information and content provided on or by Milton Financial Market Research Institute LLC is to be used on an “as is, with all faults, we’re not perfect” basis.

Obligatory Capitalized Disclaimers of Liability:

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SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. THIS DISCLAIMER OF WARRANTIES DOES NOT APPLY IN NEW JERSEY.

Communication

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